Tuesday, November 30, 2010

Cover letter requirements

Requirements of an cover letter

An application cover letter is the secret weapon that helps you win over other candidates. Among hundreds of cover letters, how can yours avoid sinking into oblivious? That is not only the matter of first impression, but also the matter of marketing yourself.

Cover letter is the bridge between you and the employer. The goal of an application cover letter is not directly seeking for a job but raising the interest and gaining employer’s preferences. With that, the employer will make actual action and you will win your ticket to the interview.

Characteristics of an application cover letter:

• Personalization: in order to make the employer interested, try to write a lively and intimidate cover letter that shows your personality;

• Subjectiveness: Describe your subjective desire to contribute to the company with the recruitment job;

Continue reading at: Cover letter requirements

Monday, November 29, 2010

Cover letter questions

Answer cover letter questions by yourself that will help you fully understanding about cover letter writing (how and tips).

List of questions:

1. Why is a cover letter necessary?

2. What are the biggest mistakes cover-letter writers make?

3. Which kind of cover letter will work best for me?

4. What’s the best way to make sure my cover letter is well-written and on target?

5. Are thank-you letters necessary?

6. I don’t know the recipient’s name — how should i start my cover letter?

7. How long should my cover letter be?

8. The classified ad asks me to include my expected salary. What should i say?

9. What’s the purpose of a cover letter, anyway? Do i really need to send one?

Continue reading at: Cover letter questions

Sunday, November 28, 2010

Cover letter mistakes

10 mistakes that ruin your cover letter

Before any interview, the employer’s first impression on you surely is the cover letter which consists of two pages describing your education and working experience. Within such limit, you need to do correctly right at the beginning.

Following are the most common mistakes when writing a cover letter. Though being able to avoid these mistakes does not mean you will surely get the job, it will surely help you go the right way.

Mistake 1: your cover letter is no more than a job diary:

Certainly, it is necessary to let the employer know about your previous jobs. But instead of only listing your responsibilities, why don’t you demonstrate your outstanding achievements with specific figures. For example, you can say you increased the sales by 10%, and this surely is more impressive than when you say that you once led a sales force.

Mistake 2: use pronouns:

Your cover letter is not a letter; therefore, you should not use first-person pronouns such as “i” or “mine” or “my”. Let them be in your cover letter.

Continue reading at: Cover letter mistakes

Saturday, November 27, 2010

Cover letter headings

Cover letter headings

1. Your basic information:

• Name
• Address
• City
• State
• Zip Code
• Phone
• Email

2. Date of cover letter:

3. Employer contact information

• Name
• Title
• Company
• Address
• City
• State
• Zip Code

4. Ref: Computer specialist position:…………. on date of …………….

Continue reading at: Cover letter headings

Friday, November 26, 2010

Cover letter do's and don'ts

Tips to do and not to do in a cover letter

1. Tips TO DO:

• In the first paragraph, address the name of the recruitment job and the information source you have known about the job from.
• Try to find out the name and position of the recruiter.
• Write the cover letter based on recruitment information on the recruitment ad; try to give specific examples of your relevant experiences to the recruitment job.
• Sign at the end of the cover letter.
• After finishing writing, read the letter again to check for any spelling or grammatical errors. You may also have others check this out for you.
• Write a brief cover letter – within 01 A4 page only. Each paragraph consists of only 2 – 4 sentences.
• Specify in the letter that you attach with the letter a resume or other necessary documents.
• In the last paragraph, write your contact number.
• Prepare a clean and nice envelope.

2. Tips NOT TO DO:

• Send a cover letter without a resume or CV.
Continue reading at: Cover letter do's and don'ts

Tuesday, November 9, 2010

Kent - One Of Britain's Best Areas For Property

Often referred to as 'the Garden of England', Kent is one of Britain's most beautiful counties - and often enjoys some of its best weather conditions! So it's no surprise that many people keen to buy property in the south of England choose Kent as their location of choice. After all, with such close proximity to London and the Continent, as well as a rapidly expanding transport infrastructure to further enhance its burgeoning population, Kent is fast becoming one of England's most desirable property hotspots.

Kent boasts a long history: its position as the 'Gateway of Europe' means that its borders were heavily fortified during the time of the Roman Empire until well after the Tudor reign of England. And during World War Two, many parts of the Kent coast were damaged due to German bombing raids. Today, Kent is still predominantly a rural, agricultural county but is still home to a range of towns and cities - including Canterbury, Ashford, Dover and Maidstone - so people looking for property in Kent will be able to find property in both urban areas and the countryside.

If you're seeking property in Kent's agricultural areas, you'll find yourself in an active rural community which is famous for a range of products. For instance, Kent is well-known for its sheep farms and thriving dairy industry. Moreover, Kent is the centre for England's wine and champagne industry, as well as the main source of lavender in the country. This is largely due to Kent's fertile soils and its warm microclimate, which is more akin to that enjoyed in France than in England.

What's more, property in Kent retains a distinct regional appearance in the countryside. You'll find timber-framed houses with weather boards and the iconic Kent 'oasthouse', which features a conical roof that was traditionally used for drying hops. These properties often provide ripe opportunities for renovation.

People looking for property in Kent's larger towns and vibrant cities will find that they will have good transport links to central London and Europe. Ashford, for instance, is directly on the Eurotunnel route, so is conveniently located for people who have to travel to France or Belgium often. Dover is also ideally located for people who need easy access to the Continent, as you'll be able to take the ferry to Calais from here. You'll also be located near the spectacular White Cliffs of Dover - a stunning geographical feature that is sure to add a bit of romance to any property bought in Kent.

If education is an important consideration for you, you'll be pleased to know that Kent is home to a range of England's best schools, like Sevenoaks School for instance. Additionally, Canterbury - the home of Kent University - is a bustling student town with a distinct historical presence as a result of the beautiful Canterbury Cathedral. And with such a wide variety of exciting leisure activities available to people living in Kent, including abundant opportunities for golf, fishing and sailing, as well as an array of cultural attractions, such as the architecturally staggering Turner Contemporary gallery, buying property in Kent is sure to be a sound investment for the future - and a great place to start a new home.


Source: http://ezinearticles.com/

Sunday, November 7, 2010

Creating the Ideal Cover Letter

A resume is the cornerstone to highlighting your career and accomplishments. It is a very important document that is designed to get you an interview for a job you apply for. Most people in the workplace are well aware of how important a thorough and effective resume is. Many people spend hours toiling over ensuring they have the perfect resume. Unfortunately, though, many of those same people rush through creating a cover letter when sending out their resume to prospective employers or they use a form letter to introduce themselves to the hiring manager. What those people do not know, though, is how important creating the ideal cover letter actually is in the job search process.

A survey was conducted by The Society for Human Resource Management regarding cover letters and what role they play in deciding a person's potential as a new hire. Three out of four employers surveyed cited that if they receive a cover letter of poor quality that it will affect whether or not to continue with the process and that it is a factor in deciding among possible candidates. Fourteen percent indicated that a candidate was eliminated outright from a poor cover letter and only a small percentage will ignore the cover letter entirely when hiring. This is a good indication of the importance of not only having a cover letter to accompany a resume but making sure it is an effective and compelling one as well.

Remember that when you send a cover letter by postal mail, fax or email, that this is the opportunity to make a good first impression. Because a cover letter is in fact a letter, you can write things that are inappropriate to add in a resume. You can expand on some key points, highlight your knowledge of the industry and express your interest in the particular company and position for which you are applying. A cover letter gives you the opportunity to immediately do four things:


1. Expand on key points shown within your resume that will directly impact the position for which you are applying in a positive manner.
2. Explain in greater detail advantages for hiring you. You get to market your skills to a potential employer by citing how particular skills garnered results in previous employment and illustrate how those could impact the current position.
3. You can show you are detail oriented and thorough by touching on points regarding the specifics of the company, the position and the goals to show you researched the company before applying.
4. You get to demonstrate how you are articulate and professional when it comes to communication skills, something that is very useful when dealing with peers and customers alike.



To create the ideal cover letter you must tailor it to the specific job for which you are applying. Do not use a form letter no matter how tempting it may be. You should be aware that most employers prefer to receive resumes and cover letters via email nowadays, though some still prefer postal mail or fax. Find out which method is preferred and use it. Make sure the cover letter uses standard business letter protocol and is neat, typed in a standard, easy to read font. Proofread your cover letter thoroughly to check for spelling or grammar errors. It is advisable to get another pair of eyes to check it also if possible.


Source: http://ezinearticles.com/

Friday, November 5, 2010

USDA Rural Development Home Loan - What is It?

When the subject of financing a home comes up in a conversation with a friend, real estate agent or even a mortgage loan professional, the phrase USDA Rural Development usually does not come up. And when it does, the typical response has been; "we aren't looking for a farm".

The last thing you would think of would be about a mortgage. After all the USDA grades beef, eggs and pork; but mortgages?

The USDA Rural Development Home Loan is a mortgage that is Guaranteed by the United States Department of Agriculture and helps families buy homes in areas designated as rural by the USDA. Its purpose is to help low to moderate income families buy a home without the burden of a large down payment and without the added expense of a costly monthly mortgage insurance payment.

Here is a short overview of purpose for the USDA Rural Development Home Loan:

1. To encourage growth of rurally designated areas. Note that many areas with the rural designation look and feel like suburbs. Arizona has 15 counties and 7 of them are 100% eligible. Eligible areas are determined by population and distance to urban areas.

2. To allow low to moderate income families to buy a home with no down payment. USDA will finance up to 102% of the appraised value. It allows the buyers to roll in closing costs as well and in most cases the buyers can get their earnest money deposit back at closing.

3. To provide a home loan with the lowest possible monthly mortgage payment. The USDA Rural Development Home Loan does not have a monthly mortgage insurance payment which can save substantial money every month. For example; on a $200,000 FHA home loan, there would be a monthly mortgage insurance payment of just over $90. The same USDA Rural Development Home Loan would not have that added expense.

4. To allow buyers with a limited credit history to buy. This does not mean that a bad credit history is allowable, but does mean that no credit history or the use of an alternative credit history may be acceptable.


Source: http://ezinearticles.com/

Wednesday, November 3, 2010

USDA Rural Development - Last Loan Standing For 100% Financing

And then there was one. With the recent struggles in the mortgage and housing industries the availability of true no down payment programs have all but vanished. All, but vanished except for little known and little used program offered by the US Department of Agriculture and their Rural Housing Division.

USDA Rural Housing Loans have been around for a while, but with all the easy money out their they were often ignored by home buyers and mortgage lenders alike, but no more. As the LAST remaining program allowing for 100% financing I expect their use will see a pretty dramatic rise in the next couple of years.

Created to foster development in America's lesser populated areas, The USDA Rural Housing program is actually quite strong. Beside the 100% (102% with the funding fee) aspect they also have NO mortgage insurance. Like FHA, they offer flexible credit qualifying, reasonable debt to income ratio allowances, strong fixed rates, and little barrier to entry. They also will allow you to finance up to 100% of any repairs you may want to do and base the loan on "AS-IMPROVED" value. So that foreclosure down the road that is a great deal, but needs a little work? Yeah, you can buy it and finance the repair!

There are a few caveats to the program however. For one you need to live in an area that is low population density. Secondly, there are some income restrictions as well based of a percentage of what HUD has determined the median income level for your area to be. Don't let either of those requirements scare you though, they are more generous then you might think.

If you have questions on whether a property or your income will qualify click on the link below and we will look it up for you. In the meantime, keep that down payment in the bank and get out there and find you a house.


Source: http://ezinearticles.com/

Monday, November 1, 2010

Agricultural Assistant Resume

Writing an effective resume is very important in all the professional fields. A resume brings forth your qualifications for a particular position. It is one of the most vital documents in your job search procedure. An agricultural assistant is a person who coordinates in diverse agricultural projects and schemes. One of his major responsibilities is also to promote agriculture.

Now, we are going to talk about a few things that you must consider while writing an agricultural assistant resume:

1. Resume objective
It is undoubtedly the most important part of your resume. You really need to craft an objective that grabs the attention of the employer at the very first instance. It should not exceed more than 6 - 8 words. It should be precise and to the point. If you write long sentences then the reader would lose interest. Make sure you do not write a job objective that is vague or generic.

2. Education and Schooling
The employers are very much interested to know your educational qualifications in regard to the job you are applying for. Under this heading you simply need to talk all that you have achieved in your college life in terms of education. You could mention any associate degree that you possess. A Bachelor of Science degree in Agricultural sciences is an apt degree for this post.

3. Personal Details and Skills
It is very important to talk about a few of your skills that relate to the post you are applying for. You could say that you have good technical knowledge that is very important in this field. You must also state your proper contact information in the resume. You need to mention your telephone number, address and email id.

4. Job History
Your job history matters a lot. So, make sure you mention two or three lines regarding your previous employers and company. You also need to mention some of the tasks that you had to perform in your previous workplace. You could say that you had to organize various activities that are environment friendly in your previous company.

These are some of the most important things that you must include in your resume. Make sure you go through this article once.


Source: http://ezinearticles.com/